Choosing a tracker
CoverCheck vs TrustLayer
TrustLayer is the name most property managers find first when they search for COI tracking. It is a bigger product solving a bigger problem, priced by demo. CoverCheck is a flat $15 a month for the one job: reading a vendor's COI, checking it against your requirements, and flagging what's missing.
What each one actually is
TrustLayer, read live on 4 September 2026, is built as a third-party risk management platform first. Certificates of insurance are one document type it tracks alongside W9s, licenses and contracts, with workflows built for risk managers and finance teams across an organization. No price appears anywhere on its site; every plan is quoted after a scheduled demo.
CoverCheck reads each vendor’s certificate of insurance, checks the limits and endorsements against your own requirements, and flags what is missing, at $15 a month flat for unlimited vendors across every property or community you manage. There is no demo gate and no per-vendor charge.
| What you compare on | CoverCheck | TrustLayer |
|---|---|---|
| Price | $15/month flat, unlimited vendors | Not published, quoted after a demo |
| Built for | Property and HOA managers specifically | Third-party risk teams across any industry |
| Scope | COI limits and endorsements against your requirements | COIs, W9s, licenses and contracts, org-wide |
| Getting a price | On the pricing page, no call required | Schedule a demo |
Which one is the right buy
An organization managing third-party risk across several document types and several departments gets real value from a platform built for that scope, and TrustLayer publishes real capability for it, just not a price without a call. A property or HOA manager whose actual daily job is reading vendor COIs against a fixed set of insurance requirements is buying a narrower, cheaper tool for a narrower job. Every COI tracking tool compared, thirteen of them goes through the rest of the category in the same depth.
CoverCheck is not affiliated with TrustLayer. Everything above about TrustLayer is quoted from its own site, read 4 September 2026 and linked so it can be checked directly; it changes without notice.