Choosing a tracker

CoverCheck alternatives

Thirteen named tools already track certificates of insurance in some form, at prices from free to enterprise, plus a full-service desk that does the collecting for you and the spreadsheet route that costs nothing but your own time.

Last verified September 4, 2026

TrustLayer, read 4 September 2026Third-party risk management platform; no published price, quoted after a demotrustlayer.io
COISoftware's published pricing, read 13 August 2026Starter “$49”/mo or “$24” billed as “$288 yearly”, up to 25 vendors on the entry tiercoisoftware.com/pricing

The named software

TrustLayer, Jones, Vertikal RMS, Billy, Certificial, PINS Advantage, TrackMyVendor, COISoftware, HoundDog, BCS, NetVendor, COI Tracker and COI File all track certificates of insurance in some form, at prices from free tiers to enterprise contracts quoted after a demo. Every one of the thirteen, compared in full quotes each vendor's own published scope and price, dated to when it was last read. CoverCheck vs TrustLayer goes head to head against the category's best-known name specifically.

The full-service route

A collection desk that emails, faxes and calls vendors on your behalf to collect COIs exists as a paid service layered on top of tracking software rather than a replacement for it. It solves the chasing, not the checking: someone still has to read the certificate against your requirements once it arrives.

The spreadsheet route

Tracking expiration dates and coverage limits in a spreadsheet costs nothing but the time spent reading each certificate and re-checking it before renewal. What to actually check on a certificate covers the fields that matter regardless of what tracks them.

Where CoverCheck fits

CoverCheck reads each vendor's certificate, checks the limits and endorsements against your requirements, and flags what's missing, for a flat $15 a month, unlimited vendors, built for property and HOA managers specifically. See every option on one grid.

Every figure above is what the named page stated on the date given and is linked so it can be checked directly; prices change without notice.